Managing Risks in Commercial and Retail Banking 1st edition by Amalendu Ghosh – Ebook PDF Instant Download/Delivery.9781118103531 ,111810353X
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ISBN 10:111810353X
ISBN 13:9781118103531
Author: Amalendu Ghosh
A practical guide to the practices and procedures of effectively managing banking risks
Managing Risks in Commercial and Retail Banking takes an in-depth, logical look at dealing with all aspects of risk management within the banking sector. It presents complex processes in a simplified way by providing real-life situations and examples.
The book examines all dimensions of the risks that banks face—both the financial risks—credit, market, and operational—and the non-financial risks—money laundering, information technology, business strategy, legal, and reputational. Focusing on methods and models for identifying, measuring, monitoring, and controlling risks, it provides practical advice backed up by solid theories, without resorting to the use of complicated mathematical and statistical formulas.
Author Amalendu Ghosh exposes topics that are usually absent in books on managing banking risk—such as design of control framework, risk management architecture, credit risk rating, risk-based loan pricing, portfolio analysis, business continuity planning, and corporate governance.
- Author has extensive experience with a variety of major banks and institutions worldwide and brings a fresh perspective in the wake of the global finance crisis
- Presents a novel approach using models of the credit risk rating of different types of borrowers, the methodology for assigning weights for deriving the rating, and the scoring process
- Covers the essentials of corporate governance and options for credit risk assessment in line with the recommendations made in the New Basel Capital Accord
- Explains the methodology of risk-based internal audit, including techniques to enable bank branches to switch over from the old transaction-based audit methods
With its logical sequence of the aspects of risk management, the book’s layout is ideal for presentations, making it a handy tool for risk management training
Managing Risks in Commercial and Retail Banking 1st Table of contents:
Part I : Risk Management Approaches and Systems
CHAPTER 1
Business Risk in Banking
CHAPTER 2
Control Risk in Banking
CHAPTER 3
Technology Risk in Banking
CHAPTER 4
Fundamentals of Risk Management
CHAPTER 5
Risk Management Systems and Processes
Part II : Credit Risk Management
CHAPTER 6
Credit Problems and Credit Risk
CHAPTER 7
Identification of Credit Risk
CHAPTER 8
Credit Risk Rating Concept and Uses
CHAPTER 9
Credit Risk Rating Issues
CHAPTER 10
Credit Risk Rating Models
CHAPTER 11
Credit Risk Rating Methodology
CHAPTER 12
Credit Risk Rating Methodology
CHAPTER 13
Credit Risk Management
CHAPTER 14
Credit Portfolio Review Methodology
CHAPTER 15
Risk-Based Loan Pricing
Part III : Market Risk Management
Part IV : Operational Risk Management
Part V : Risk-Based Internal Audit
Part IV : Operational Risk Management
Part VI : Corporate Governance
Part VII : Lessons from the Asian and the United States’ Financial Crises
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